Medicare Prescription Drug Plans (Part D)
Simplify Your Prescription Coverage
Find the Right Medicare Part D Plan for You
Prescription drug costs can add up quickly, but the right Medicare Part D plan helps you get the medications you need while keeping your expenses under control. At Freedom for Living Financial Services, we’ll walk you through your options and help you select a plan that fits your prescriptions, your budget, and your peace of mind. Whether you take a few medications or many, we’ll make the process clear and simple so you can feel confident in your coverage.
How We Help With Medicare Part D Plans
Guidance That Matches Your Needs
We’ll help you compare plans and find one that covers your medications without unnecessary costs.
Plan Comparison
Review available Part D plans in your area to identify the best fit for your prescriptions.
Formulary Review
Make sure the medications you need are covered by the plan you choose.
Enrollment Assistance
Navigate sign-up periods and avoid penalties for missing important deadlines.
Questions About Medicare Part D?
Here’s What You Should Know
What is Medicare Part D, and why do I need it?
Medicare Part D provides prescription drug coverage to help you pay for the medications your doctor prescribes. Even if you don’t take medications now, enrolling when you’re first eligible helps you avoid late enrollment penalties later. We’ll explain how Part D works and help you determine if you need coverage right away.
How do I choose the right Medicare Part D plan?
The best plan for you depends on the medications you take, the pharmacy you prefer, and your budget. We’ll compare available plans in your area and show you which one provides the best coverage for your specific needs while minimizing out-of-pocket costs.
What are formularies, and why do they matter?
A formulary is a list of drugs covered by a Part D plan. Each plan’s formulary is different, and not all medications are included. We’ll help you check whether your prescriptions are covered and discuss alternatives if needed, so there are no surprises at the pharmacy.
When can I enroll in or change my Medicare Part D plan?
You can enroll in a Part D plan when you first become eligible for Medicare or during the Annual Enrollment Period (October 15–December 7). If your medication needs change later, we can help you review your plan each year and switch if a better option becomes available.
Why choose Freedom for Living for Medicare Part D guidance?
Part D plans can be complicated, but we take the time to make them simple. As an Ethics Approved Registered Financial Consultant (RFC®), Ron Rogers will walk you through your options, explain your coverage in plain language, and make sure you’re set up for success—without pressure or confusion.