Our Philosophy, Purposes and Values At Freedom for Living, our philosophy is to educate and assist families in achieving Financial Freedom.Financial Freedom is a combination of education and implementation. We believe in providing you with financial education, not a sales pitch. This approach allows you to make informed decisions about your finances that you can be confident about.We believe that everyone, regardless of their financial situation, is entitled to this education and assistance. Our Purpose How Confident Are You That You Can Reach Your Goals For Retirement? Freedom For Living is committed to helping everyone attain financial independence, eliminate debt, and be able to retire comfortably. Financial planning is about more than assets, investments and net worth. It's about what you want to do with your money and why. It's about identifying your concerns, expectations and goals. It's about how you feel and what you want to do. What does your confidence meter say about your retirement goals? We will sit down with you and go over your goals, your concerns, your expectations and devise a true financial plan to help you reach your objectives. Our Values To deliver superior, long-term solutions and a client experience that exceeds expectations. Earn our clients' trust by treating clients in an ethical, empathetic, and proactive way. Be good stewards of our brand and what we represent. Schedule A Meeting Distinctives Complementary comprehensive financial analysisOur financial professionals will sit down with you and examine your full financial picture - including debts, assets, net worth, expenses, income, savings, retirement, insurance, and college planning. Using a unique and specialized program called MoneyEdge®, we put all this information in one place and help you plan out your financial future.NO asset-under-management feesMany financial professionals charge an annual fee based on a percentage of assets under management. We operate on a transactional basis.SmartVestor Pro with the Dave Ramsey Program Ron Rogers is the Dave Ramsey SmartVestor Pro for Northern Colorado and Northern New Jersey. Not everyone can be or is selected to become a SmartVestor Pro. SmartVestor Pro's earn their title, they don’t buy it.SmartVestor Pro's are constantly evaluated.SmartVestor Pro's have the heart of a teacher. Specialties: Financial: Insurance (Term Life / Disability Income / Long Term Care); Retirement Planning; IRA's; Educational Planning; Variable, Fixed and Indexed Annuities; Debt Elimination Strategies; Legal Protection; Identity Theft & Restoration Protection; Recruiting; Personnel Development; Training.